Cookie Policy

Last updated March 31, 2023

This Cookie Policy explains how Paisowala (“Company,” “we,” “us,” and “our“) uses cookies and similar technologies to recognize you when you visit our website at  https://www.paisowala.com (“Website“). It explains what these technologies are and why we use them, as well as your rights to control our use of them.
In some cases we may use cookies to collect personal information, or that becomes personal information if we combine it with other information.
What are cookies?
Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners in order to make their websites work, or to work more efficiently, as well as to provide reporting information.
Cookies set by the website owner (in this case, Paisowala) are called “first-party cookies.” Cookies set by parties other than the website owner are called “third-party cookies.” Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., advertising, interactive content, and analytics). The parties that set these third-party cookies can recognize your computer both when it visits the website in question and also when it visits certain other websites.
Why do we use cookies?
We use first- and third-party cookies for several reasons. Some cookies are required for technical reasons in order for our Website to operate, and we refer to these as “essential” or “strictly necessary” cookies. Other cookies also enable us to track and target the interests of our users to enhance the experience on our Online Properties. Third parties serve cookies through our Website for advertising, analytics, and other purposes. This is described in more detail below.
How can I control cookies?
You have the right to decide whether to accept or reject cookies. You can exercise your cookie rights by setting your preferences in the Cookie Consent Manager. The Cookie Consent Manager allows you to select which categories of cookies you accept or reject. Essential cookies cannot be rejected as they are strictly necessary to provide you with services.
The Cookie Consent Manager can be found in the notification banner and on our website. If you choose to reject cookies, you may still use our website though your access to some functionality and areas of our website may be restricted. You may also set or amend your web browser controls to accept or refuse cookies.

The specific types of first- and third-party cookies served through our Website and the purposes they perform are described in the table below (please note that the specific cookies served may vary depending on the specific Online Properties you visit):

Essential website cookies:

These cookies are strictly necessary to provide you with services available through our Website and to use some of its features, such as access to secure areas.
Name:rc::d
Purpose:Used to track and analyze user behavior to distinguish humans from bots or automated software.
Provider:www.google.com
Service:reCAPTCHA View Service Privacy Policy
Country:United States
Type:html_local_storage
Expires in:persistent
Name:_grecaptcha
Purpose:Stores a value used to verify that the user is not a bot
Provider:www.paisowala.com
Service:reCAPTCHA View Service Privacy Policy
Country:United States
Type:html_local_storage
Expires in:persistent
Name:_GRECAPTCHA
Purpose:Stores a value used to verify that the user is not a bot
Provider:www.google.com
Service:reCAPTCHA View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:5 months 27 days
Name:rc::a
Purpose:Used to track and analyze user behavior to distinguish humans from bots or automated software.
Provider:www.google.com
Service:reCAPTCHA View Service Privacy Policy
Country:United States
Type:html_local_storage
Expires in:persistent
Name:JSESSIONID
Purpose:Used to maintain an anonymous user session by the server in Java™ 2 Platform Enterprise Edition web applications. It is a necessary cookie that expires at the end of a session.
Provider:.www.linkedin.com
Service:JavaServer Pages Technologies View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:session
Name:ASP.NET_SessionId
Purpose:Used by Microsoft .NET-based sites to maintain an anonymized user session by the server. This cookie expires at the end of a browsing session which is determined by the application configuration.
Provider:ekyc.stoxkart.com
Service:.NET platform View Service Privacy Policy
Country:India
Type:http_cookie
Expires in:session
Name:rc::f
Purpose:Used to track and analyze user behavior to distinguish humans from bots or automated software.
Provider:www.google.com
Service:reCAPTCHA View Service Privacy Policy
Country:United States
Type:html_local_storage
Expires in:persistent

Performance and functionality cookies:

These cookies are used to enhance the performance and functionality of our Website but are non-essential to their use. However, without these cookies, certain functionality (like videos) may become unavailable.

Name:ytidb::LAST_RESULT_ENTRY_KEY
Purpose:Stores the last result entry key used by YouTube
Provider:www.youtube.com
Service:YouTube View Service Privacy Policy
Country:United States
Type:html_local_storage
Expires in:persistent
Name:yt-remote-device-id
Purpose:Stores a unique ID for the user’s device for YouTube
Provider:www.youtube.com
Service:YouTube View Service Privacy Policy
Country:United States
Type:html_local_storage
Expires in:persistent
Name:MR
Purpose:This cookie is used by Microsoft to reset or refresh the MUID cookie.
Provider:.bat.bing.com
Service:Microsoft View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:6 days
Name:yt-remote-connected-devices
Purpose:Stores a list of connected devices for YouTube
Provider:www.youtube.com
Service:YouTube View Service Privacy Policy
Country:United States
Type:html_local_storage
Expires in:persistent

Analytics and customization cookies:

These cookies collect information that is used either in aggregate form to help us understand how our Website is being used or how effective our marketing campaigns are, or to help us customize our Website for you.

Name:_gat
Purpose:Used to monitor number of Google Analytics server requests when using Google Tag Manager
Provider:.fyers.in
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 minute
Name:_ga
Purpose:Records a particular ID used to come up with data about website usage by the user
Provider:.fyers.in
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 year 1 month 4 days
Name:_ga_#
Purpose:Used to distinguish individual users by means of designation of a randomly generated number as client identifier, which allows calculation of visits and sessions
Provider:.paisowala.com
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 year 1 month 4 days
Name:_ga
Purpose:Records a particular ID used to come up with data about website usage by the user
Provider:.paisowala.com
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 year 1 month 4 days
Name:_gid
Purpose:Keeps an entry of unique ID which is then used to come up with statistical data on website usage by visitors. It is a HTTP cookie type and expires after a browsing session.
Provider:.paisowala.com
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:23 hours 59 minutes
Name:__gpi
Purpose:Tracks the user’s interaction with Google products
Provider:.paisowala.com
Service:Google View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 year 24 days
Name:#collect
Purpose:Sends data such as visitor’s behavior and device to Google Analytics. It is able to keep track of the visitor across marketing channels and devices. It is a pixel tracker type cookie whose activity lasts within the browsing session.
Provider:www.google-analytics.com
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:pixel_tracker
Expires in:session
Name:csi
Purpose:__________
Provider:csi.gstatic.com
Service:__________
Country:United States
Type:pixel_tracker
Expires in:session
Name:MUID
Purpose:Sets a unique user id for tracking how the user uses the site. Persistent cookie that is saved for 3 years
Provider:.bing.com
Service:Bing Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 year 24 days
Name:_gat#
Purpose:Enables Google Analytics regulate the rate of requesting. It is a HTTP cookie type that lasts for a session.
Provider:.nuvamawealth.com
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 minute
Name:_gid
Purpose:Keeps an entry of unique ID which is then used to come up with statistical data on website usage by visitors. It is a HTTP cookie type and expires after a browsing session.
Provider:.nuvamawealth.com
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 day
Name:_ga
Purpose:Records a particular ID used to come up with data about website usage by the user
Provider:.nuvamawealth.com
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 year 1 month 4 days
Name:_gat#
Purpose:Enables Google Analytics regulate the rate of requesting. It is a HTTP cookie type that lasts for a session.
Provider:.paisowala.com
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:less than 1 minute
Name:NID
Purpose:Set by Google to set a unique user ID to remember user preferences. Persistent cookie that stays for 182 days
Provider:.google.com
Service:Google View Service Privacy Policy
Country:United States
Type:server_cookie
Expires in:6 months
Name:_gid
Purpose:Keeps an entry of unique ID which is then used to come up with statistical data on website usage by visitors. It is a HTTP cookie type and expires after a browsing session.
Provider:.fyers.in
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 day
Name:_ga_#
Purpose:Used to distinguish individual users by means of designation of a randomly generated number as client identifier, which allows calculation of visits and sessions
Provider:.fyers.in
Service:Google Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 year 1 month 4 days
Name:gen_204
Purpose:__________
Provider:pagead2.googlesyndication.com
Service:__________
Country:United States
Type:pixel_tracker
Expires in:session

Advertising cookies:

These cookies are used to make advertising messages more relevant to you. They perform functions like preventing the same ad from continuously reappearing, ensuring that ads are properly displayed for advertisers, and in some cases selecting advertisements that are based on your interests.

Name:test_cookie
Purpose:A session cookie used to check if the user’s browser supports cookies.
Provider:.doubleclick.net
Service:DoubleClick View Service Privacy Policy
Country:United States
Type:server_cookie
Expires in:15 minutes
Name:bcookie
Purpose:Used to optimize the range of advertising on Linkedin
Provider:.linkedin.com
Service:Linkedin Ad Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:11 months 30 days
Name:_uetsid_exp
Purpose:Contains the expiry-date for the cookie with corresponding name.
Provider:www.nuvamawealth.com
Service:Google Tag Manager View Service Privacy Policy
Country:United States
Type:html_local_storage
Expires in:persistent
Name:td
Purpose:Used to deliver targeted adverts to users based on browsing activity. It is a HTTP cookie.
Provider:www.googletagmanager.com
Service:UnrulyX View Service Privacy Policy
Country:United States
Type:pixel_tracker
Expires in:session
Name:__gads
Purpose:Set by Google Ad Manager on a site to help with measuring how a user interacts with the ads on that domain and preventing the same ads from being shown to the user too many times.
Provider:.paisowala.com
Service:Google AD Manager View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 year 24 days
Name:_uetvid_exp
Purpose:Contains the expiry-date for the cookie with corresponding name.
Provider:www.nuvamawealth.com
Service:Google Tag Manager View Service Privacy Policy
Country:United States
Type:html_local_storage
Expires in:persistent
Name:IDE
Purpose:Used to measure the conversion rate of ads presented to the user. Expires in 1.5 years.
Provider:.doubleclick.net
Service:DoubleClick View Service Privacy Policy
Country:United States
Type:server_cookie
Expires in:1 year 11 months 29 days
Name:_uetsid
Purpose:Collects data on visitor behaviour from multiple websites, in order to present more relevant advertisement – This also allows the website to limit the number of times that they are shown the same advertisement.
Provider:www.nuvamawealth.com
Service:Google Tag Manager View Service Privacy Policy
Country:United States
Type:html_local_storage
Expires in:persistent
Name:_uetvid
Purpose:Used to track visitors on multiple websites, in order to present relevant advertisement based on the visitor’s preferences.
Provider:www.nuvamawealth.com
Service:Google Tag Manager View Service Privacy Policy
Country:United States
Type:html_local_storage
Expires in:persistent
Name:_uetvid
Purpose:Used to track visitors on multiple websites, in order to present relevant advertisement based on the visitor’s preferences.
Provider:.nuvamawealth.com
Service:Google Tag Manager View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:1 year 24 days
Name:_gcl_au
Purpose:Used by Google AdSense for experimenting with advertisement efficiency across websites using their services.
Provider:.nuvamawealth.com
Service:AdSense View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:2 months 29 days
Name:VISITOR_INFO1_LIVE
Purpose:YouTube is a Google-owned platform for hosting and sharing videos. YouTube collects user data through videos embedded in websites, which is aggregated with profile data from other Google services in order to display targeted advertising to web visitors across a broad range of their own and other websites. Used by Google in combination with SID to verify Google user account and most recent login time.
Provider:.youtube.com
Service:YouTube View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:5 months 27 days
Name:wc_fragments_#
Purpose:Used to remember items a user has placed in a shopping cart and ensure that cart functionality works perfectly.It expires immediately a user leaves the site.
Provider:www.paisowala.com
Service:Woocommerce View Service Privacy Policy
Country:United States
Type:html_session_storage
Expires in:session
Name:_fbp
Purpose:Facebook tracking pixel used to identify visitors for personalized advertising.
Provider:.fyers.in
Service:Facebook View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:2 months 29 days
Name:_fbp
Purpose:Facebook tracking pixel used to identify visitors for personalized advertising.
Provider:.nuvamawealth.com
Service:Facebook View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:2 months 29 days
Name:_gcl_au
Purpose:Used by Google AdSense for experimenting with advertisement efficiency across websites using their services.
Provider:.fyers.in
Service:AdSense View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:2 months 29 days
Name:YSC
Purpose:YouTube is a Google-owned platform for hosting and sharing videos. YouTube collects user data through videos embedded in websites, which is aggregated with profile data from other Google services in order to display targeted advertising to web visitors across a broad range of their own and other websites. Used by Google in combination with SID to verify Google user account and most recent login time.
Provider:.youtube.com
Service:YouTube View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:session
Name:lidc
Purpose:These cookies are associated with a B2B marketing platform, formerly known as Bizo, which is now owned by LinkedIn, the business networking platform. This sub-domain is connected with LinkedIn’s marketing services that enable website owners to gain insight into types of users on their site based on LinkedIn profile data, to improve targeting.
Provider:.linkedin.com
Service:LinkedIn View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:23 hours 59 minutes
Name:_uetsid
Purpose:Collects data on visitor behaviour from multiple websites, in order to present more relevant advertisement – This also allows the website to limit the number of times that they are shown the same advertisement.
Provider:.nuvamawealth.com
Service:Google Tag Manager View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:23 hours 59 minutes

Social networking cookies:

These cookies are used to enable you to share pages and content that you find interesting on our Website through third-party social networking and other websites. These cookies may also be used for advertising purposes.

Name:bscookie
Purpose:Cookie used for Sign-in with Linkedin and/or for Linkedin follow feature on 3rd party websites
Provider:.www.linkedin.com
Service:Linkedin Ad Analytics View Service Privacy Policy
Country:United States
Type:http_cookie
Expires in:11 months 30 days

Unclassified cookies:

These are cookies that have not yet been categorized. We are in the process of classifying these cookies with the help of their providers.

Name:MXCookie
Purpose:__________
Provider:open-account.fyers.in
Service:__________
Country:United States
Type:http_cookie
Expires in:session
Name:medium
Purpose:__________
Provider:www.nuvamawealth.com
Service:__________
Country:United States
Type:http_cookie
Expires in:29 days
Name:source
Purpose:__________
Provider:www.nuvamawealth.com
Service:__________
Country:United States
Type:http_cookie
Expires in:29 days
Name:wc_cart_hash_321e82073b6f53f99bd4734c5abcc427
Purpose:__________
Provider:www.paisowala.com
Service:__________
Country:United States
Type:html_local_storage
Expires in:persistent
Name:trafficsource
Purpose:__________
Provider:www.nuvamawealth.com
Service:__________
Country:United States
Type:http_cookie
Expires in:29 days
Name:rzp_device_id
Purpose:__________
Provider:open-account.fyers.in
Service:__________
Country:United States
Type:html_local_storage
Expires in:persistent
Name:MOE_DATA
Purpose:__________
Provider:open-account.fyers.in
Service:__________
Country:United States
Type:html_local_storage
Expires in:persistent
Name:moe_uuid
Purpose:__________
Provider:.fyers.in
Service:__________
Country:United States
Type:http_cookie
Expires in:session
Name:truecaller_user_metric
Purpose:__________
Provider:api.razorpay.com
Service:__________
Country:United States
Type:html_local_storage
Expires in:persistent
Name:twk_idm_key
Purpose:__________
Provider:www.paisowala.com
Service:__________
Country:United States
Type:http_cookie
Expires in:session
Name:LP
Purpose:__________
Provider:www.nuvamawealth.com
Service:__________
Country:United States
Type:http_cookie
Expires in:29 days
Name:rzp_checkout_anon_id
Purpose:__________
Provider:open-account.fyers.in
Service:__________
Country:United States
Type:html_local_storage
Expires in:persistent
Name:Priority
Purpose:__________
Provider:www.google.com
Service:__________
Country:United States
Type:server_cookie
Expires in:session
Name:utm_params
Purpose:__________
Provider:open-account.fyers.in
Service:__________
Country:United States
Type:html_local_storage
Expires in:persistent
Name:campaign
Purpose:__________
Provider:www.nuvamawealth.com
Service:__________
Country:United States
Type:http_cookie
Expires in:29 days
Name:lang
Purpose:__________
Provider:.linkedin.com
Service:__________
Country:United States
Type:http_cookie
Expires in:session
Name:TawkConnectionTime
Purpose:__________
Provider:www.paisowala.com
Service:__________
Country:United States
Type:http_cookie
Expires in:session
How can I control cookies on my browser?
As the means by which you can refuse cookies through your web browser controls vary from browser to browser, you should visit your browser’s help menu for more information. The following is information about how to manage cookies on the most popular browsers:
In addition, most advertising networks offer you a way to opt out of targeted advertising. If you would like to find out more information, please visit:
What about other tracking technologies, like web beacons?
Cookies are not the only way to recognize or track visitors to a website. We may use other, similar technologies from time to time, like web beacons (sometimes called “tracking pixels” or “clear gifs”). These are tiny graphics files that contain a unique identifier that enables us to recognize when someone has visited our Website or opened an email including them. This allows us, for example, to monitor the traffic patterns of users from one page within a website to another, to deliver or communicate with cookies, to understand whether you have come to the website from an online advertisement displayed on a third-party website, to improve site performance, and to measure the success of email marketing campaigns. In many instances, these technologies are reliant on cookies to function properly, and so declining cookies will impair their functioning.
Do you use Flash cookies or Local Shared Objects?
Websites may also use so-called “Flash Cookies” (also known as Local Shared Objects or “LSOs”) to, among other things, collect and store information about your use of our services, fraud prevention, and for other site operations.
If you do not want Flash Cookies stored on your computer, you can adjust the settings of your Flash player to block Flash Cookies storage using the tools contained in the Website Storage Settings Panel. You can also control Flash Cookies by going to the Global Storage Settings Panel and following the instructions (which may include instructions that explain, for example, how to delete existing Flash Cookies (referred to “information” on the Macromedia site), how to prevent Flash LSOs from being placed on your computer without your being asked, and (for Flash Player 8 and later) how to block Flash Cookies that are not being delivered by the operator of the page you are on at the time).
Please note that setting the Flash Player to restrict or limit acceptance of Flash Cookies may reduce or impede the functionality of some Flash applications, including, potentially, Flash applications used in connection with our services or online content.
Do you serve targeted advertising?
Third parties may serve cookies on your computer or mobile device to serve advertising through our Website. These companies may use information about your visits to this and other websites in order to provide relevant advertisements about goods and services that you may be interested in. They may also employ technology that is used to measure the effectiveness of advertisements. They can accomplish this by using cookies or web beacons to collect information about your visits to this and other sites in order to provide relevant advertisements about goods and services of potential interest to you. The information collected through this process does not enable us or them to identify your name, contact details, or other details that directly identify you unless you choose to provide these.
How often will you update this Cookie Policy?
We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore revisit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.
The date at the top of this Cookie Policy indicates when it was last updated.
Where can I get further information?
If you have any questions about our use of cookies or other technologies, please email us at co*****@pa*******.com
 
@Team Paisowala
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